BondsAdda - Smart FD & Bonds Investment Partner
SEBI-Compliant Fixed Income Desk

Maximize your savings with curated FD picks

Invest in hand-picked Fixed Deposits & premium bonds with transparent pricing, RM support and frictionless onboarding.

Popular:
  • RBI registered NBFC partners
  • Bank-grade encryption
  • Assisted KYC within 24 hrs

Up to

14%+

Bond Yields

Reliable

Stable

Cashflows

Community

10k+

Investors

Start from

₹10k

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Featured Opportunity
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High Return Bond

Vedika Credit Capital

Monthly income • Secured NCD • Bullet redemption

Instant Allotment SEBI Regd Desk
Coupon 12.00%
Rating A-
Maturity Apr 2029
Allocation filled 72%
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Investors Served

10k+

Repeat Investors

68%

Avg. Ticket Size

₹2.4L

Offerings

Our Products

Hand-picked fixed-income strategies built for secure growth.

Top Rated
High Return Bonds
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New
Monthly Income Bonds
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Bank/PSU/PVT Bonds
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Govt
Public Sector Bonds
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Secure
Sovereign Rated Bonds
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Tax Free
Tax Free Bonds
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54EC
Capital Gain Bonds (54EC)
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FD
Fixed Deposit
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High Yield Desk

High Yield Bonds UP TO 14%

Secured NCDs curated for monthly income and faster allocations.

Fixed Deposits

High Yield FD UP TO 9%

AAA-rated issuers, assisted onboarding and assured payouts.

Shriram Finance
AAA Rated
Shriram Finance

Monthly payout comfort • Assisted onboarding

Rate 8.15%
Tenure 24-60M
Cred Rating FAAA

+0.50% seniors, +0.05% for women

Ticket from ₹5k • Auto reminders

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PNB Housing
PSU Trusted
PNB Housing

Secure payouts • Doorstep paperwork

Rate 7.10%
Tenure 12-60M
Cred Rating FAA+

Enhanced slab for senior investors

RM assisted onboarding included

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Bajaj Finance
Digital First
Bajaj Finance

Flexible tenure • Video KYC in minutes

Rate 7.30%
Tenure 12-60M
Cred Rating AAA (CRISIL)

0.35% extra for seniors

Fully digital journey

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LIC Housing
Legacy Pick
LIC Housing

“Sanchay” deposits • Quarterly payouts

Rate 7.15%
Tenure 12-60M
Cred Rating AAA (CARE)

+0.25% for senior citizens

Doorstep document pick-up

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Complete KYC Choose Bonds Make Investment
Onboard in Minutes

Complete KYC in 3 guided steps

Upload documents securely, review curated bonds, and lock your investment with expert assistance.

Community Voices

What Our Investors Say

Trusted by thousands of informed fixed-income investors across India.

Market Radar

Latest News

Stay updated with curated research, issuer updates and bond desk insights.

Blog Image
Date: 30 Dec 2025 | Author: Suraj Chandravanshi

Are Bonds Safer Than Fixed Deposits in India? : A Clear, Practical Comparison

Are bonds safer than fixed deposits in India? Understand real risks, safety, and returns with a simple, practical comparison for Indian investors.

Blog Image
Date: 29 Dec 2025 | Author: Suraj Chandravanshi

Coupon Rate vs YTM: The Bond Number That Looks Familiar—but Can Mislead You: Know more

Coupon rate and YTM are not the same. Learn how bond returns really work and why investors should look beyond interest rates when comparing bonds and FDs.

Blog Image
Date: 26 Dec 2025 | Author: Suraj Chandravanshi

What Is YTM in Bonds—and Why FD Interest Rates Can Be Misleadin: ?2025-26

Learn why Yield to Maturity (YTM) is a more reliable measure than FD interest rates when evaluating bonds in India. Compare returns, understand market opportunities, and invest smarter.

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Frequently Asked Questions

Home / FAQ

What is Bonds Adda?

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Bonda Adda is an online platform or market place powered by Dimension Financial Solutions Pvt Ltd to buy or sell bonds. Where we can make investment in fixed return bonds and can sell bonds. Bonds Adda is online platform to invest in fixed income bonds also earn high returns. Bonds Adda’s motive is to reach bonds and debentures to retail investors at single market place. we believe that everyone should have the opportunity to invest in bonds. Bonds Adda employs a team of dynamic professionals having proven expertise in their field. The team brings expertise in different domains and work together to offer our users an extreme investment experience.

What are bonds?

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A bond is a debt security where borrowers issue bonds to raise money from investors willing to lend them money for a certain amount of time. When you buy a bond, you are lending to the issuer, which may be a government, municipality, or corporation.

Is KYC process compulsory?

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Yes, KYC is a regulatory requirement and thus, mandatory.

What Are Bonds (Investment)?

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Governments, municipalities, and businesses can issue bonds as debt securities to raise money. Bond buyers effectively lend money to the issuer in return for regular interest payments and the principal amount returned when the bond matures.

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